Keep the capital program moving — and every dollar accounted for.
One platform for every dollar your agency is responsible for — operating cash, multi-year capital programs, federal grant funds, bond proceeds, and the investment pool.
If this is how your finance office runs today, we built this for you.
Problem #1
Your real cash position is spread across the capital program, operating, grant funds, and reserves.
Only about 1 in 5 government and nonprofit organizations has real-time visibility into its liquidity position; more than 40% compile it by hand. At a transportation authority, that cash is spread across operating, bond proceeds, grant funds, and many banking relationships.
Between the sales-tax fund, the bond construction accounts, the federal grant draws, and operating, our actual position lives in a dozen bank portals and a spreadsheet I rebuild every morning.
TreasurerRegional Transit Authority, West Coast
Problem #2
The debt program lives in spreadsheets — and the rate covenant in someone's head.
Transportation programs are financed through a stack most tools have never seen — each with rate covenants, coverage tests, and continuing disclosure. Most finance offices rebuild the schedule, the covenant calculation, and the disclosure calendar from primary documents every cycle.
We fund the program with revenue bonds, a TIFIA loan, commercial paper, and federal grants, and the calculation that proves we’re meeting our rate covenant is a spreadsheet only one analyst really understands.
Director of FinanceToll Authority, Southeast
Problem #3
Grant compliance, GASB, and audit prep consume the team’s strategic time.
Every division signs leases and subscriptions accounting never sees, so population completeness becomes the hardest part of close. GASB 87 and 96 are continuous obligations, not year-end projects.
Every division signs equipment leases and software subscriptions without telling accounting, and every federal dollar has its own drawdown and reporting rules. Pulling it all together before the auditors arrive is the hardest part of close.
ControllerTransit Agency, Mountain West
What Monetary does
Protect, deploy, and optimize every dollar your agency is responsible for.
Protect every dollar
See every dollar. Catch every risk.
Visibility is how you protect public money and the capital program it funds. Operating cash, restricted bond proceeds, federal grant funds, debt service reserves, the investment pool, and the controls around them — in one place, in real time. A rate covenant drifting toward its limit, a mistyped wire, or a bank fee error surfaces the day it happens, not at year-end.
Put every dollar to work, on a forecast your board trusts.
A 13-week rolling forecast with fund- and program-level detail. Tiered liquidity built into how the platform thinks. Bond construction draws, federal grant reimbursements, and operating cash on one screen — so you fund the program on schedule without stranding cash. Stop compiling. Start deciding.
Save on every dollar you borrow. Earn on every dollar you hold.
Refunding opportunities across the agency’s debt programs, surfaced automatically. Yield gaps flagged against your investment policy — meaningful on construction funds that sit invested for years during a multi-year build-out. Peer benchmarks aggregated across transportation authorities like yours — so you walk into the next board or finance-committee meeting knowing where you stand.
The AI analyst that knows your debt programs, cash position, and investment policy.
Marty is grounded in your finance office’s data, not the internet. Every answer links back to the underlying source. Every action requires your explicit review and approval.
Liquidity by fund and program
Rate covenant against threshold
Federal grant drawdown
By the numbers
The financial case for an active, purpose-built treasury platform.
Organizations using Monetary TMS typically generate $500K – $1M+ in annual value across debt savings, cash yield, staff productivity, and compliance risk reduction — achieving full payback in under 18 months.
10–15 bps
reduction in borrowing costs.
75 - 100 bps
in unlocked yield from deploying idle cash into higher rates.
40 - 60%
reduction in manual treasury task hours. Equivalent to 1.5-2 FTE redirected to strategic work.
60–70%
reduction in non-compliance penalties.
Based upon the University of Chicago Center for Municipal Finance research, Minnesota Benchmarking Study by IBM, U.S. BLS reports and other publicly available industry benchmarks. Outcomes vary by entity.
Why Monetary exists
Built for the way transportation authorities actually finance capital.
Federal grant compliance. GASB 87 and 96. Board-approved investment policy. Revenue-bond rate covenants. None of this exists in corporate finance — and no corporate platform can be configured into the workflows that handle it.
Every dollar tagged to a fund. Every fund reconcilable to the bank.
Transportation finance runs on fund accounting — operating, capital projects, debt service, debt service reserve, dedicated sales-tax and toll revenue funds. Monetary was designed around fund-level detail from day one — not retrofitted from a corporate ledger.
GASB 87 and 96, built in.
Lease and subscription schedules, disclosures, and journal entries designed for the standards your ACFR is audited against — across a decentralized agency where every division and garage signs commitments. For FASB-reporting organizations, ASC 842 is supported in the same platform.
Your investment policy and revenue-bond covenants, monitored live.
Your board-approved investment policy is enforced continuously inside Monetary — not checked quarterly in a spreadsheet. Rate covenants, debt service coverage, and additional-bonds tests tracked against the system of record. If a position or a ratio drifts toward its limit, you find out the same day, with audit-ready evidence at any moment.
Revenue funds, grant draws, custodians, and bond trustees — unified in one view.
Operating accounts at the bank. Dedicated sales-tax or toll revenue at another. Construction funds invested at a custodian. Most corporate treasury tools don’t connect to municipal bond trustees or LGIPs at all. Monetary unifies them into one real-time view of your full position.
FAQs
What other transportation finance leaders ask before they buy.
Your ERP and grant management system are your agency’s accounting and administrative command center. Monetary sits next to them as your debt, cash, and investment command center — the work those systems were never designed for: covenant tracking, bond proceeds and grant-fund spend-down, continuing disclosure, and real-time liquidity across funds and programs. We integrate with the major ERPs and feed them the journal entries they need.
Monetary supports portfolios of every size — from a small regional transit district to a multi-modal authority financing a multi-billion-dollar capital program. LA Metro runs on Monetary, serving a region of 9.6 million people. The platform scales from one fund to dozens without changing how your team works.
Fully operational in 120 days. Zero IT involvement required — Monetary is cloud-native, browser-based, SOC 2 compliant, and connects to your ERP, banks, custodians, and trustees through pre-built integrations. Partner-led implementations available through CPA firms, financial advisors, and treasury advisors.
Organizations using Monetary TMS typically generate $500K–$1M+ in annual value across debt savings, cash yield, staff productivity, and compliance risk reduction — achieving full payback in under 18 months.
See Monetary running on an agency like yours.
See what Monetary looks like for your finance office — with your debt program, your capital-program cash position, your federal grant funds, and your investment policy at the center of the demo.
