Your whole treasury position, read for you every morning.
Insights brings your cash, debt, and investments into one daily view, built from your own live data. Marty, your AI analyst, answers any question against that data in plain language — with every number traceable to the record it came from.
Trusted by treasury and finance teams at over 2,000 government and nonprofit organizations.
If this is your day, we built this for you.
Problem #1
Your position lives in a dozen places.
More than 40% of public-sector treasury teams compile the daily cash position by hand, and only about one in five has true real-time visibility.*
* A recent survey of our audience.
Debt is in one spreadsheet, cash is in four bank portals, investments are in another system. Pulling it into one number takes most of a morning.
Finance DirectorMidwest County
Problem #2
You find out after it’s already a problem.
When the position is reassembled by hand each cycle, the risks and opportunities inside it surface late — idle cash that could be earning, a callable bond, a payment that landed in the wrong place.
By the time I notice the idle cash or the rate exposure, the window to act on it has usually passed.
TreasurerWestern City
Problem #3
Leadership asks, and the answer takes a day to assemble.
The numbers your board and your CFO ask for already exist in your systems. The work is pulling them together fast enough to be useful.
When the manager asks where we stand, I can’t just answer. I have to go build it first.
ControllerSoutheast County
Log in to your whole position — already assembled.
Top-line KPI cards headline your position every morning: cash on hand, total debt outstanding, investment holdings, and more — each with the context that makes the number mean something. Below them, each domain opens into charts and AI callouts, flagging anomalies, idle cash, and upcoming obligations automatically.
Cash: 13-week cash forecast, daily liquidity position, deployable cash, and shortfall risk — flagged before it becomes urgent.
Debt: Upcoming payment schedules, callable bonds, and variable-rate exposure surfaced as they approach.
Investments: Maturity ladder, weighted average maturity, and a ratings summary, with reinvestment windows called out.
Marty speaks public finance — and only knows your data.
Marty lives inside Insights and speaks treasury — the vocabulary your team already uses. Where the dashboard tells you where you stand, Marty tells you why and what’s next. Ask in plain language and get a sourced, context-rich answer in seconds.
Answers in seconds, each one carrying an as-of date and linked back to the record behind it.
Draws only from your own portfolio data. Not the internet, not benchmarks, not another organization’s data.
One session across cash, debt, and investments. Marty remembers what you’ve asked, so every question builds on the last.
Built for public finance
AI you can defend to your board, your auditor, and your team.
Trust in AI has to be earned and verified. Here’s how Insights and Marty do both.
Numbers are never AI-generated
Every number in Insights comes directly from your own data and is computed deterministically. The AI explains what the numbers mean; it never makes them up. You always know exactly where a figure came from.
Human in the loop, every time
Marty surfaces, suggests, and summarizes. Every action that touches your records requires a person to accept it — nothing goes live without your review. Public finance requires defensibility, and Insights is designed around it.
Every answer traces to its source
Chat answers carry as-of dates and link back to the in-app views behind them, so you can show exactly how any number was derived. Everything is reviewable; nothing is silent.
Prepared for audit scrutiny
SOC 2 Type 1 and Type 2, role-based access controls, and an audit trail on every AI action. Your data is never shared with third parties for marketing or model training.
Why Monetary exists
Corporate tools weren't built for government and nonprofit finance. Monetary was.
An intelligence layer is only as useful as its grasp of how public finance actually works.
Marty speaks public finance.
Marty reads bond proceeds, continuing disclosure, LGIP balances, board-approved investment policy, and fund-level cash — because the platform underneath it was built for that work. A general-purpose assistant bolted onto a corporate tool has no idea what any of those are.
One record across cash, debt, and investments.
Because Monetary manages all three domains in one platform — Debt Management, Cash Management, and Investment Management — the briefing and Marty reason across them. Upcoming debt service flows into the cash forecast; redemptions surface reinvestment options. A point solution can’t connect what it doesn’t hold.
Built on a record made for public finance.
An intelligence layer is only as good as the data beneath it. Insights reads from a system of record built for fund accounting, GASB-aware schedules, trustee statements, and CUSIP-level debt — so the numbers it surfaces are already right before anyone reads them.
Checked against your policy, not a generic benchmark.
Callouts and answers are framed against your own board-approved investment policy and your covenants — reinvestment options come back “within your policy parameters,” not against a corporate norm that doesn’t apply to you.
See what Insights surfaces in a position like yours.
In a 30-minute demo, we’ll walk through the daily briefing, the AI callouts, and Marty answering questions against data like yours — so you can see exactly how the numbers are derived.
