Local government treasury and accounting software that manages your debt, cash, and investments fund by fund, with the controls and reporting your council or commission expects.
Trusted by over 2,000 government and nonprofit organizations nationwide.
If this is how your finance office runs today, we built this for you.
Solutions for debt
The liquidity position takes days to compile, every Monday morning.
Only about 1 in 5 government and nonprofit organizations has real-time visibility into their liquidity position. 40%+ compile the daily cash position by hand.*
* A recent survey of our audience.
No cash flow tools readily available. Data existed, but it was not in one platform.
Stacy LassiterFinance & Treasury, Mobile County, AL
Solutions for debt
The debt portfolio lives in spreadsheets — and in one person’s head.
Schedules, call provisions, proceeds, and disclosure calendars rebuilt every cycle — in files that depend on the senior person who knows where they live. Most local-government finance offices carry both a debt program and a key-person risk attached to it.
You’re living dangerously when you’re living in multiple spreadsheets and one person tweaks something without notifying someone else.
Mike SylviaFinance Director and City Treasurer, City of Vista, CA
Solutions for debt
GASB compliance and audit prep consume the team’s strategic time.
GASB 87 and 96 are continuous obligations, not year-end projects. Most local governments still maintain lease and SBITA populations in Excel — a structure that fails the moment an amendment lands, an option is exercised, or procurement signs a contract the accounting team doesn’t see.
Managing leases manually takes a lot of time, and I couldn’t even tell you how much time it would take year over year trying to review. If I fudge one number, it affects the entire schedule.
Jian Ou-YangAssistant Auditor-Controller, San Joaquin County, CA
What Monetary does
Protect, deploy, and optimize every dollar your local government is responsible for.
Three accountabilities define your finance office’s job. Monetary is built around them — with the data, the workflows, and the AI analyst working across all of it, in a single platform.
Protect every dollar
See every dollar. Catch every risk.
Visibility is how you protect public money. Cash, investments, bond proceeds, and the controls around them — in one place, in real time. A bank fee error, a mistyped wire, or a position drifting out of policy surfaces the day it happens, not at year-end.
“Previously, we assumed the bank invoices were always right. With Monetary, we caught the error and corrected it. That alone saved us a substantial amount of money.”
Ghazala BibiController, UNC Greensboro
Deploy every dollar
Put every dollar to work, on a forecast you trust.
A 13-week rolling forecast with fund-level detail. Tiered liquidity built into how the platform thinks. Inter-fund lending across funds without spinning up a side spreadsheet. Stop compiling. Start deciding.
“Monetary has freed up a lot of time for me to focus on other things. I appreciate the peace of mind, knowing that the information we’re pulling is correct.”
Emily DesiderioTreasury Manager, City of Durham, NC
Optimize every dollar
Save on every dollar you borrow. Earn on every dollar you hold.
Refunding opportunities surfaced automatically. Yield gaps flagged against your investment policy. Peer benchmarks aggregated across thousands of communities like yours — so you walk into the next council meeting knowing where you stand.
“We’ve had an 80% productivity gain in data management with Monetary.”
Mitalia ShahCPA, Debt Manager, City of Charlotte, NC
In their own words
From finance leaders running communities like yours.
“In the past to prepare debt schedules, it was a process of three to four weeks. With Monetary, it’s literally just a matter of selecting the fiscal year and downloading the information.”
“Once you have all the new leases in Monetary, you just click a couple of buttons and your reports are done. It’s sort of magical. One click of the button and I have my audit notes. Another click and I have my journal entries.”
Jian Ou-YangAssistant Auditor-Controller, San Joaquin County, CARead story
“God forbid something happens to me. No one else would know what I know. With Monetary, we’ll have it documented and visible for the next person.”
John SnowTown Supervisor & Budget Officer, Granby, NYRead story
AI analyst for your finance office
The AI analyst that knows your funds, your debt, and your policy — and asks before it acts.
Marty is grounded in your finance office’s data — not the internet. Every answer links back to the underlying source. Every action requires your explicit review and approval.
Multi-fund liquidity at a glance
Refunding opportunity
Inter-fund question
30 minvs. 3–4 days to prepare the annual debt report
5 minvs. 2–3 hours to turn around a debt data request
Customer story
“I feel confident that I could send a new senior financial analyst into Monetary and say, ‘Create five different scenarios with these assumptions,’ and they’d be able to get me something within an afternoon. That’s a level of efficiency we just didn’t have before.”
Joshua BensonCapital Finance Manager, City of Milwaukee, WI
The financial case for an active, purpose-built treasury platform.
Organizations using Monetary TMS typically generate $500K – $1M+ in annual value across debt savings, cash yield, staff productivity, and compliance risk reduction — achieving full payback in under 18 months.
10 - 15 bps10 - 15 bps
reduction in borrowing costs. Worth ~$50K-$75K/year for every ~$50M refinanced.
75 - 100 bps75 - 100 bps
in unlocked yield from deploying idle cash into higher rates.
40 - 60%40 - 60%
reduction in manual treasury task hours. Equivalent to 1.5-2 FTE redirected to strategic work.
60–70%60–70%
reduction in non-compliance penalties.
Why Monetary exists
Corporate treasury tools weren’t built for local governments. Monetary was.
Fund accounting. Bond proceeds. GASB 87, 96, and 103. Board-approved investment policy. Operating accounts, LGIPs, custodians, and bond trustees at different institutions. None of this exists in corporate finance — and no corporate platform can be configured into the workflows that handle it.
Every dollar tagged to a fund. Every fund reconcilable to the bank.
Local government finance runs on fund accounting — General, Capital Projects, Debt Service, Enterprise, Special Revenue, dozens more. Bond proceeds spend down by project and fund. Tax-exempt compliance follows every dollar through closeout. Monetary was designed around fund-level detail from day one — not retrofitted from a corporate ledger.
GASB 87 & 96, built in.
Schedules, disclosures, and journal entries designed for the standards your ACFR is audited against. Remeasurement events tracked when terms change. Embedded leases surfaced before procurement makes the next mistake.
Your board-approved investment policy, monitored live.
Your policy is enforced continuously inside Monetary — not checked quarterly in a spreadsheet. If a position drifts out of policy, you find out the same day. Audit-ready evidence at any moment. The compliance language your council expects, generated from the same data your team works in.
LGIPs, custodians, and bond trustees — unified in one view.
Operating accounts at the bank. Pooled cash at the state or local LGIP. Reserves at a custodian. Bond proceeds at a trustee. Most corporate treasury tools don’t connect to municipal bond trustees or LGIPs at all. Monetary unifies the four into one real-time view of your full position.
FAQs
What other local government finance leaders ask before they buy.
ERPs act as your accounting and financial reporting command center. Monetary sits next to your ERP as your debt, cash, and investment command center — the work ERPs were never designed for. We partner and integrate directly with the major government ERP providers and feed them the journal entries they need.
Monetary supports portfolios of every size. The one-person finance team at Granby, NY uses Monetary to manage their $10M debt portfolio — and so does Los Angeles County, the most populous county in the nation.
Fully operational in 120 days. Zero IT involvement required — Monetary is cloud-native, browser-based, SOC 2 compliant, and connects to your ERP, banks, custodians, and trustees through pre-built integrations. Partner-led implementations available through CPA firms, financial advisors, and treasury advisors.
Organizations using Monetary TMS typically generate $500K – $1M+ in annual value across debt savings, cash yield, staff productivity, and compliance risk reduction — achieving full payback in under 18 months.
See Monetary running on a community like yours.
See what Monetary looks like for your team — with your debt portfolio, your fund-level cash position, and your investment policy at the center of the demo.
Mike SylviaFinance Director and City Treasurer, City of Vista, CA 
